STATS
Floods are the #1 most common natural disaster in the United States.
20 to 25 percent of all flood insurance claims are filed in low- to moderate-risk areas.
The NFIP paid nearly $600 million in flood insurance claims to-date homeowners, business owners, and renters in 2007.
New York State is #3 of the top 10 states receiving claim payments.
There were an estimated 1.6 million fires in 2007.
Direct property loss due to fires was estimated at $14.6 billion.
Burglary of residential properties accounted for 67.9 percent of all burglary offenses.
Burglary accounted for 22.1 percent of the estimated number of property crimes committed in 2007.
In 2007, burglary offenses cost victims an estimated $4.3 billion in lost property; overall, the average dollar loss per burglary offense was $1,991.
FAQ
What
about my privacy?
Privacy
and confidentiality are a concern anytime someone enters your home.
It may be housekeeping, carpet cleaning, repairs, painting, or delivery
personnel. I
understand this
concern and are sensitive to my client’s wishes.
Before I start any inventory, I take a tour of the home with my client. At this time
I listen to
any concerns or issues you may have in any of your rooms or with any of your items.
I respect that each person
has a varying comfort level thus I put my clients at ease prior to beginning
their inventory. I
also encourage
client participation, and I also am fully insured.
I will provide a insurance certificate if required.
In addition, I sign a confidentiality agreement with you as part of our
standard contract.
What
happens to the information that is recorded?
During
the inventory process I will capture the details of your personal property in my
secure business software. Following
the completion of a home inventory I prepare a comprehensive reporting
portfolio which includes detailed reports including pictures. I
offer two key reports: Home Inventory by "Location"
or "Category" so that you can easily view your property details.
Once
you have verified the accuracy of our reports I finalize your inventory and
provide you with the following in our comprehensive portfolio:
 | Detailed
Home Inventory Reports (By Location & Category) |
| Protection-Plus
Software for viewing home inventory results on your computer. |
| Data
CD containing data for the Protection Plus software to import and all
digital images from your inventory. |
| Client
Information Package containing the following documents : |
1.
Getting
the Most out of Insurance Claims
2.
Ensuring
Proper Insurance Coverage
3.
Monthly
Home Protection Tips
4.
Protecting
Valuables with Photo Records
5.
Home
Improvement Payback Tips
6.
Estate
Planning Guide
I strongly suggest you either store your reports in a secure off-site location such as a
safe deposit box, and if that's not possible, utilize my safe off-site storage services.
How
much does a home or business inventory cost?
My
inventory services is very reasonably priced and an estimate may be given after
speaking with you to get the details on the size & contents of your home or
business. Please contact me for more
information.
What
if my house is too messy for an inventory?
Your
house does not have to be in perfect order.
The most important thing is that you can see the items. I'm
flexible and will work with you to record the maximum amount of
detail for the personal property in your home.